If you leave your employment of your company, you will cease paying contribution and have the option of one of the following:

Option 1 – A refund of your own contributions, including interest and bonuses.

Option 2 – If you have contributed to the scheme for more than 10 years, you have the option of leaving your account in the fund. This will continue to be invested until your retirement or death.

Option 3 – You can transfer your accrued pension account to another approved pension or retirement scheme if you have contributed for more than 10 years to the fund, only if you have been contributing to the fund for more than 10 years, this transfer value will include the company share of your account.  

Under any of the above options, if you have paid optional contributions, you may chose to have these refunded when you leave the company.